Hilton Head Island, SC Relocation Checklist- Everything You Need Before Moving

Relocating to Hilton Head Island, South Carolina? Whether you’re moving full-time, purchasing a second home, or relocating from out of state, having a clear plan makes all the difference.

This Hilton Head Island relocation checklist is designed to help buyers stay organized before, during, and after their move — and reflects the real-world details many people overlook when relocating to the Lowcountry.

At The Lowcountry Team, led by Roger & Jennifer Daly, we guide relocating buyers through both the real estate process and the lifestyle transition that comes with moving to Hilton Head Island. >Thinking about relocating to the Hilton Head Island area, read this MUST READ

Before You Move: Address Changes & Notifications

Taking care of address updates early prevents service interruptions and missed mail.

Update your address with:

• United States Post Office (submit forwarding request 4–6 weeks in advance)

• Credit card companies and charge accounts

• Magazine and newspaper subscriptions (many require 6–8 weeks’ notice)

• Friends and family

• Online retailers and delivery services

Banking & Financial Preparation

If you’re relocating from out of state, make sure your finances are set up for a smooth transition.

Before moving:

• Transfer funds if changing banks

• Arrange check-cashing access in your new location if needed

• Gather or arrange credit references

• Notify your bank of your relocation to avoid account disruptions

Insurance Updates (This Is Especially Important in Coastal Areas)

Hilton Head Island has unique insurance considerations due to its coastal location.

Notify your insurance providers of your move:

• Homeowners or renters insurance

• Auto insurance

• Health and life insurance

Relocating buyers should also confirm:

• Wind and flood insurance requirements

• Coverage changes based on location

(Local guidance matters here — we help our clients understand this early.)

Utilities & Home Services

Schedule disconnects and connections ahead of time to avoid overlap or gaps in service.

Notify utility providers:

• Electricity

• Water and sewer

• Gas

• Trash and recycling

• Cable and internet

Don’t forget to:

• Request refunds for utility deposits

• Return cable boxes or equipment if required

Medical, Dental & Prescription Records

Relocation often means changing providers.

Before moving:

• Request referrals from current doctors and dentists

• Transfer prescriptions to a local pharmacy

• Obtain copies of:

  • Medical and dental records

  • X-rays

  • Vision prescriptions

  • Birth certificates and vital records

Relocating With Pets to Hilton Head Island

Hilton Head Island has specific pet regulations and community rules.

Before arrival:

• Check Beaufort County pet licensing requirements

• Confirm vaccination and tag regulations

• Review HOA or community pet rules

• Plan pet transportation carefully — unhappy pets don’t travel well

Don’t Forget Before Moving Day

These small details make moving day far less stressful:

• Empty and defrost freezer; clean refrigerator

• Place charcoal or baking soda inside appliances to prevent odors

• Service appliances before moving if needed

• Clean rugs and clothing; wrap items for transport

• Confirm insurance coverage with your moving company

• Review packing, unpacking, and arrival-day procedures

• Check plant restrictions with the local agriculture department

• Plan special care for infants or pets during travel

On Moving Day: What to Keep With You

Certain items should never go on the moving truck.

Carry personally:

• Cash or traveler’s checks for immediate expenses

• Jewelry and valuables

• Important documents (or send via registered mail)

• Closing paperwork, if applicable

Also:

• Share your travel route and schedule with a trusted friend or family member

• Use them as a point of contact in case plans change

Final Walkthrough of Your Old Home

Before leaving your previous residence for the last time:

• Double-check closets, drawers, cabinets, and shelves

• Leave:

  • Keys

  • Garage door openers

  • Appliance manuals

  • Landscape or house plans

  • Any items needed by the new owner

• Coordinate with your real estate agent to ensure nothing is missed

After You Arrive in Hilton Head Island

Once you’re in your new home:

• Obtain certified or cashier’s checks needed for closing (confirm with your title company)

• Set up local banking if needed

• Confirm utilities are active

• Review HOA documents, access passes, and community rules

• Start enjoying the Lowcountry lifestyle 🌴

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Relocating to Hilton Head Island? Work With Local Experts Here’s what one of our relocating clients shared about working with The Lowcountry Team: “Relocating to Hilton Head Island felt overwhelming at first — there were so many details we didn’t even know to think about. Roger and Jennifer made the entire process feel manageable. From helping us understand neighborhoods and insurance considerations to walking us through timelines and next steps, they were truly there every step of the way. Their local knowledge and guidance gave us so much peace of mind during our move, and we couldn’t imagine relocating here without them.”

Relocation is more than a move — it’s a lifestyle change.

The Lowcountry Team | Roger & Jennifer Daly specialize in helping buyers relocate to Hilton Head Island and the surrounding Lowcountry with confidence. From neighborhood guidance to closing logistics, we help make the transition seamless.

📩 Contact us to receive our Hilton Head Island Relocation Guide or to schedule a relocation consultation.

The Lowcountry Team 843-338-5778